Tabung Usahawan Siswazah @ Graduate Entrepreneurs Scheme

I’ve attented a course months back organized by INSKEN (Institut Keusahawanan Negara) under the Skim Usahawan Siswazah to be eligible to ask for loan under tabung usahawan siswazah or called graduate entrepreneurs scheme. So what is Tabung Usahawan Siswazah? It’s a loan for graduates venturing into entrepreneurship be it startups or company expansion. Who administer [...]

Read Full Post »

MSC Technopreneur Pre-Seed Funding (Grant)

Multimedia Super Corridor Technopreneur Pre Seed funding is specialy tailored for technopreneurs at the pre seed level stage. Pre-seed means you have an idea but you do not have a product as of yet. Therefore this grant is given to you to change your idea into a product. Please do not get confused with business [...]

Read Full Post »

Failure of Obtaining Business Loan from Bank for Graduate Entrepreneurs

I’ve read lots of posts in forum where Malaysians would complain that obtaining loan is not as easy as promoted by banks for graduates. Although the Malaysian government have prepared banking facilities such as “Tabung Usahawan Siswazah”, pembiayaan mikro or anything else, there are still problems in getting the funds to start the business. What [...]

Read Full Post »

PUNB Prosper Scheme : Siswazah

I love this post the most! I am a graduate as well therefore opportunities given to graduates to start up their own business are lots! I’ll post on Graduate Entrepreneurs Fund by SME Bank in the next few days. What is SKIM Prosper Siswazah? It’s for graduates who aspires to be trained as an entrepreneur [...]

Read Full Post »

List of Micro Loans / Microfinance / Pembiayaan Mikro in Malaysia

Whatever the terms maybe in Malaysia, micro loan has one sole purpose which is to provide financing for those that do not possess collateral or guarantor. My first encounter and research on micro loan was during my Islamic finance class. I came to know about Grameen Bank and its activities which provided such services and [...]

Read Full Post »

Prevent Others from Stealing Your Business Idea

Ever had that spark in mind when you have that great big buisness idea? And feel like telling someone be it your potential business partner or a company to provide you with seed funding? Instead of presenting your idea to them, your enthusiasm stops. Suddenly fear kicks in, the fear of someone stealing your idea [...]

Read Full Post »

Business Start-Up Fund (Agriculture, Manufacturing & Tourism): Northern Corridor / Korridor Utara

Status: This fund is not yet ready for application but I was informed that it will be approved in the very near future, so keep on checking the website. Ever heard of NCER or Korridor Utara launched by our previous Prime Minister, Pak Lah? Well there are lots of financial and fiscal incentives but I’m [...]

Read Full Post »

Stages of Company Growth

Companies in Malaysia witness different growth levels from startup till the expansion period. However, the stages may differ according to different industries. What is the importance of knowing about company growth? It’s simple really. You need different method of funding/financing & issues to be addressed from one period to another. Here is a brief explaination [...]

Read Full Post »

PUNB PROSPER Scheme: Retailing / Peruncitan

“Skim PROSPER Runcit” is administered by Permodalan Usahawan Nasional Berhad and is focused mainly on retailing or peruncitan. Please take note that this is a business loan similar to any other loans offered by any bank. I came across this scheme during a briefing by one of the PUNB officers during my “Skim Usahawan Siswazah” [...]

Read Full Post »

Pre-Seed Funding : Cradle Investment Programme

Pre seed funding! What is that? Basically it’s for people who have idea but have no product whatsoever nor any business plan in hand. This funding is for the pre seed stage where you will develop your product prototype and commercialize it. Therefore take note that this funding is primarily to : develop your idea [...]

Read Full Post »